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The reality is that any relationship your son or daughter forms with a bank or building society, even from as young as 11, is likely to be very long term indeed.
Plus, account holders who are over 17 can save up to 56 on AA driving lessons.
They may not be ready to take out numerous financial products but hook them young and they are likely to stay with a bank for decades to come.
Ten at age 11 this account morphs to allow some basic current account facilities.Santander saw a spike in interest from parents looking to use the account as a means of financially educating their children.See all our Money stories.FlexOne also pays in-credit interest of one per cent on balances up to 1,000 and offers access to a competitive savings account paying.5 per cent plus extra perks such as 25 per cent off at Vue cinemas for a year.There are also plenty of attractive offers out there that could benefit your teenager.Related articles, how to get your kids on to the property ladder.This should mean that there is less need for the account holders to carry cash around with them, which in turn makes them less of a target for crime and bullying.The account is also of the moment as far as payment technology is concerned.Secondary school age children are an jersey city street cleaning schedule 2012 attractive prospect for banks.But, you can protect your childs savings from being spent and get a better interest rate by putting it in a Junior ISA.But it could also mean that they fritter their money away sheplers promo code 2017 in a host of direct debit agreements.The account holder can use a Visa debit card to buy yves rocher promo code goods and services, which gives them a sense of independence and should also mean that they can access funds easily should they need too when away from the family home.It is also the natural progression from a piggy bank as they can now earn interest on their money.Its.5 per cent puts the account at the very top of the best buy savings charts and indicates how seriously the Nationwide takes the account as a means of bringing in a steady stream of new customers that should, all things being equal,.Halifax offers Expresscash for 11 to 15-year-olds and Cardcash for 16 to17-year-olds, both of which pay.50 per cent.In effect, this is an account which can carry your kids through from the cusp of their teenage years until well into the world of work.Free railcards, MP3 players and straight-up cash bonuses are routinely used to sell student current accounts.Their rationale is simple: get them young and they will stay the course.Thats why banks want teenagers, but why should teenagers be interested in banks?There are no fees with the account.
What is its ethical policies, and what is its complaints handling record like?
(If parents are worried about their child spending on their card recklessly most accounts offer the option of a card that only works at ATMs.).